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Terms & Conditions

Last Updated: April 25, 2025

These Terms & Conditions ("Terms") govern your access to and use of PrepCMS.com, operated by Qatalyst, a company registered in Ernakulam, India ("we," "us," or "our"). Our Services include the website (www.prepcms.com) and our platform for UPSC Combined Medical Services Examination (CMSE) preparation. By accessing or using our Services, you agree to these Terms. If you disagree, please do not use our Services.

1. No Affiliation with UPSC

Qatalyst, operating as PrepCMS.com, is an independent entity with no affiliation, endorsement, sponsorship, or business relationship with the Union Public Service Commission (UPSC). Our Services provide study materials and MCQ practice for CMSE preparation but are not connected to the official UPSC examination process or its administration.

2. No Guarantee

PrepCMS.com offers resources to assist with CMSE preparation, but we do not guarantee, assure, or warrant that using our Services will result in passing the UPSC CMSE Exam or achieving any specific outcome. Success depends solely on your individual effort, preparation, and performance. Qatalyst is not liable for any exam results, career outcomes, or related consequences.

3. Eligibility

To use our Services, you must:

  • Be at least 18 years old.
  • Have the legal capacity to enter binding agreements.
  • Provide accurate, current, and complete information during registration.
  • Comply with all applicable laws in India.

We reserve the right to refuse service to anyone who does not meet these criteria.

4. Account Registration and Security

  • Account Creation: You must register an account to access certain features, such as MCQ practice or analytics. You agree to provide truthful information (name and email) during registration.
  • Account Security: You are solely responsible for safeguarding your account credentials. Do not share your password with others.
  • Unauthorized Access: Notify us immediately at prepcms[at]qatalyst.co.in if you suspect any unauthorized access to your account.
  • Account Suspension: We may suspend or terminate your account without notice for violations of these Terms, fraudulent activity, or at our sole discretion.

Qatalyst is not liable for any losses or damages resulting from your failure to secure your account.

5. Use of Services

You agree to use our Services only for lawful, personal, and non-commercial purposes. Prohibited activities include:

  • Copying, distributing, or reproducing content without written permission.
  • Using automated tools (e.g., bots, scrapers) to access or extract data.
  • Attempting to hack, reverse-engineer, or disrupt the platform.
  • Engaging in conduct that harms Qatalyst, its users, or third parties.

We are not liable for any consequences arising from your misuse of our Services.

6. Subscription and Payments

  • Subscription Plans: Access to certain features requires a paid subscription, with fees detailed at checkout.
  • Payment Processing: All payments are processed securely by Razorpay India. We do not collect, store, or process credit card, debit card, UPI, or bank transaction details on our servers.
  • Non-Refundable Fees: Subscription fees are non-refundable, except where required by Indian consumer protection laws.
  • Price Changes: We may adjust subscription prices with prior notice. Existing subscriptions will not be affected until renewal.
  • Payment Disputes: Any issues with payments should be addressed with Razorpay India. Qatalyst is not liable for payment-related disputes or errors.

7. Intellectual Property

All content on PrepCMS.com, including MCQs, study materials, software, logos, and designs, is the exclusive property of Qatalyst or its licensors, protected by Indian copyright and intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use content for personal CMSE preparation only. You must not:

  • Reproduce, distribute, or sell content without written consent.
  • Create derivative works based on our content.
  • Use our trademarks or branding without permission.

Violation of this clause may result in account termination and legal action. Qatalyst is not liable for any third-party infringement of your intellectual property through our platform.

8. User-Generated Content

  • Submission: You may submit feedback, quiz responses, or support queries ("User Content").
  • License: By submitting User Content, you grant Qatalyst a perpetual, worldwide, non-exclusive, royalty-free license to use, modify, store, and display it for operational purposes (e.g., improving Services or resolving support issues).
  • Content Restrictions: User Content must not be unlawful, defamatory, infringing, or offensive. We may remove inappropriate content without notice.
  • Liability: Qatalyst is not liable for any damages or losses arising from User Content, including its use, misuse, or removal.

9. Disclaimers

Our Services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express, implied, or statutory, including but not limited to:

  • Warranties of merchantability, fitness for a particular purpose, or non-infringement.
  • Guarantees of uninterrupted, error-free, or secure access to the platform.
  • Assurance of accuracy, completeness, or timeliness of content.

Qatalyst disclaims all liability for:

  • Technical issues, such as server downtime, internet failures, or data loss.
  • Inaccuracies in study materials or MCQs, though we strive for quality.
  • Any reliance on our Services for exam preparation or career decisions.

10. Limitation of Liability

To the fullest extent permitted by Indian law, Qatalyst, its affiliates, directors, employees, or agents shall not be liable for any damages, including but not limited to:

  • Direct, indirect, incidental, consequential, or punitive damages.
  • Losses related to exam performance, career outcomes, or missed opportunities.
  • Damages from data breaches, unauthorized access, or third-party actions.
  • Losses due to errors, omissions, or inaccuracies in our content or Services.

Our total liability, if any, is limited to the amount you paid for our Services in the 12 months preceding the claim. You use our Services at your own risk, and Qatalyst is not responsible for any adverse outcomes.

11. Indemnification

You agree to indemnify, defend, and hold harmless Qatalyst, its affiliates, directors, employees, and agents from any claims, liabilities, damages, or expenses (including legal fees) arising from:

  • Your violation of these Terms.
  • Your misuse of our Services.
  • Your User Content or its impact on third parties.
  • Your violation of applicable laws or third-party rights.

Qatalyst is not liable for any costs or consequences resulting from your actions.

12. Termination

  • Your Right to Terminate: You may stop using our Services and delete your account at any time by contacting support@prepcms.com.
  • Our Right to Terminate: We may suspend or terminate your access, with or without notice, for:
     
    • Violating these Terms. 
    • Engaging in fraudulent, abusive, or illegal activity. 
    • Protecting the security or integrity of our platform. 
  • Effects of Termination: Upon termination, your access to Services ceases, and we may delete your account data, subject to our Privacy Policy. Qatalyst is not liable for any losses or damages resulting from termination.

13. Force Majeure

Qatalyst is not liable for any failure to perform obligations due to events beyond our reasonable control, including but not limited to natural disasters, cyberattacks, government actions, or infrastructure failures.

14. Governing Law and Jurisdiction

These Terms are governed by the laws of India, without regard to conflict of law principles. Any disputes arising from or relating to these Terms or our Services shall be resolved exclusively in the courts of Ernakulam, Kerala, India. You consent to the jurisdiction of these courts.

15. Changes to These Terms

We may modify these Terms to reflect changes in our Services, legal requirements, or operational needs. The updated Terms will be posted on www.prepcms.com with the revised date. Your continued use of our Services after changes constitutes acceptance. If you disagree with the updated Terms, you must stop using our Services.

16. Miscellaneous

  • Severability: If any provision of these Terms is deemed invalid or unenforceable, the remaining provisions remain in full force.
  • Entire Agreement: These Terms, along with our Privacy Policy, constitute the entire agreement between you and Qatalyst, superseding any prior agreements.
  • No Waiver: Our failure to enforce any right or provision does not constitute a waiver of that right.
  • Assignment: You may not assign your rights or obligations under these Terms without our written consent. We may assign our rights to a successor entity in case of a merger or acquisition.
  • No Third-Party Beneficiaries: These Terms do not confer rights to any third party, except as explicitly stated.

17. Contact Us

For questions, concerns, or feedback about these Terms, contact:
Qatalyst
Registered Address: [Insert Registered Address in Ernakulam, India]
Email: prepcms[at]qatalyst.co.in
Phone: 0484-461-5896